Rice Renewal Holdings, Inc.
Rice Renewal Holdings, Inc. is the originator of SARM™, the Shared Appreciation Recovery Mortgage, and the development platform for its applications. Rice Renewal develops SARM applications for renewal, rehabilitation and recovery, then seeks strategic partners to bring individual applications to scale through independently formed and managed businesses.
The Structural Challenge
Large-scale renewal, rehabilitation and reconstruction are rarely constrained by intent or capacity. They are constrained by structural misalignment among capital, construction, property owners, lenders, insurers, developers and public agencies, each acting rationally within its own framework.
Renewal and rehabilitation require patient, long-horizon capital. The instruments most readily available are often structured for conventional lending, near-term returns or exit, a mismatch with the economics and timelines of rebuilding and restoring value.
Builders, architects and trades are willing and able. What is often missing is the connective structure that lets them work across neighborhoods and communities rather than one property at a time.
Each party is behaving rationally within its own framework. The result, in aggregate, can be stalled rehabilitation or reconstruction and diminished value across every side of the table.
Planning authorities and public officials often lack an institutional partner capable of executing at the scale their mandates require. The gap is structural, not political.
Areas of Focus
SARM™ applications are designed for opportunities where the limits of conventional financing call for a different private-capital architecture.
Post-disaster reconstruction
Private-capital frameworks for coordinated reconstruction following wildfire, storm, and seismic events—designed to align capital, property owners, and reconstruction across affected communities.
Flagship Initiative
Rice Renewal Holdings, Inc. has developed a comprehensive SARM™ application for the coordinated reconstruction of the Pacific Palisades and Altadena following the 2025 wildfires. The application aligns capital, property owners and reconstruction to address structural challenges that conventional redevelopment was never designed to solve.
The destroyed 173-unit Pacific Palisades Bowl mobile home community represents one of the most complex reconstruction challenges in the wildfire recovery effort.
Site: single property owner.
Residents: significant statutory tenant protections.
The combination of single ownership and statutory tenant protections has created a financial stalemate that conventional redevelopment has been unable to resolve. Rice Renewal Holdings, Inc. has developed a SARM™ framework designed to align the interests of the property owner and the residents.
The 29-home Malibu Village resident-owned mobile home community, where homeowners also own the underlying land, represents an ideal pilot project for demonstrating the SARM™ application and launching coordinated reconstruction. Malibu Village is a practical entry point for implementation that complements the Pacific Palisades Bowl as the defining reconstruction challenge.
Institutional Inquiries
Legal counsel, planning authorities, developers, institutional investors, sovereign partners, and strategic partners are welcome to reach the firm directly. Correspondence is reviewed personally.
contact@ricerenewalholdings.com“The instruments that built the last century of the built environment will not, on their own, rebuild the next. The work is to design what does.”
Rice Renewal Holdings, Inc.